Have you been scrolling through TikTok or Instagram and stumbled across ads promising to "legally remove ALL negative items from your credit report in 30 days"? Or maybe you've seen posts about secret "609 letters" that supposedly force credit bureaus to delete legitimate debts? If so, you've encountered the dark side of social media credit…
Read more
Hold up – before you get too excited about that headline, let's talk about what's really happening with medical debt and your credit report in 2025. You might have heard some big promises about medical debt getting automatically wiped away, but the reality is a bit more complicated. Don't worry though – we're going to…
Read more
Hold up – before you get too excited about that headline, let's talk about what's really happening with medical debt and your credit report in 2025. You might have heard some big promises about medical debt getting automatically wiped away, but the reality is a bit more complicated. Don't worry though – we're going to…
Read more
Great news broke earlier this year when the Federal Trade Commission announced they were sending over $3.5 million in refunds to thousands of consumers who got burned by a major credit repair scam. If you're wondering whether this affects you: or if you're currently shopping around for credit repair help: this story has some crucial…
Read more
Hold up – before you get too excited about that headline, let's talk about what's really happening with medical debt and your credit report in 2025. You might have heard some big promises about medical debt getting automatically wiped away, but the reality is a bit more complicated. Don't worry though – we're going to…
Read more
You've been working hard to rebuild your credit, but there's an old debt from years ago still dragging down your score. The frustrating part? You know that debt is ancient history – so why is it still haunting your credit report? If you're dealing with time-barred debts that refuse to disappear, you're not alone. Millions…
Read more
Have you ever checked your credit report only to find mysterious hard inquiries you never authorized? You're not alone, and more importantly, you're not powerless. These unauthorized credit pulls can drop your score by 5-10 points each, but here's the good news: the Fair Credit Reporting Act (FCRA) gives you serious legal ammunition to fight…
Read more
Have you ever checked your credit report only to find mysterious hard inquiries you never authorized? You're not alone, and more importantly, you're not powerless. These unauthorized credit pulls can drop your score by 5-10 points each, but here's the good news: the Fair Credit Reporting Act (FCRA) gives you serious legal ammunition to fight…
Read more
You've been working hard to rebuild your credit, but there's an old debt from years ago still dragging down your score. The frustrating part? You know that debt is ancient history – so why is it still haunting your credit report? If you're dealing with time-barred debts that refuse to disappear, you're not alone. Millions…
Read more
You've been working hard to rebuild your credit, but there's an old debt from years ago still dragging down your score. The frustrating part? You know that debt is ancient history – so why is it still haunting your credit report? If you're dealing with time-barred debts that refuse to disappear, you're not alone. Millions…
Read more
